Client's Testimonials

Client's Testimonials

When my wife Elvie and I retired last December of 2018, we were uncertain of where our monies were placed and will it provide a lifetime provision for our daily living in addition to our SSS pension. Our 401 K and IRA were placed in Mutual funds, bonds and others which were handled by our financial adviser.

Again uncertainties entered our minds since our financial adviser could not guarantee fixed income for the coming years and since the stock market is always volatile. We prayed for guidance and our prayers were answered when we met Dan and Malou Ventura in the Holy Family’s Children’s Chorale Group tour in Barcelona, Spain. It was during this time that Dan introduced IMA and what it does to help retirees like us in protecting our investments and savings.


When we got back to Los Angeles, I did my due diligence and made my own research. After several meetings with Dan, we were convinced that he was God sent in showing us the right direction in the proper investment of our monies.


We pray for Dan and Malou to continue their journey in helping and enlightening retirees in protecting and safeguarding their hard earned savings for healthy and happy living.
Amaury and Elvie Agoncillo
I am Maria Angelita Curso, a Registered Nurse for 45 years here in America. I worked at Hollywood Presbyterian Hospital for 10 years and then transferred to Good Samaritan and worked there for 35 years and then just retired two years ago. Before I retired, I met my family friend and dancing buddy Shirley Santiago also a Registered Nurse at White Memorial Hospital for over 30 years and now Regional Vice President of IMA USA Inc., she told me that she roll-over her AHRP-403(b) and AHRP-403(a) to Athene Annuity and Life Company. 

She referred me to Mr. Danny Ventura, President/CEO/Founder of IMA USA Inc (since 1972) with 46 years of experience in Financial Services. My 401(k) was managed by Principal Financial Group. I was convinced by my friend Shirley about the advantages of Fixed Index Annuity with up to 10% return with no market risk, "A" rated company, safe retirement income, 2019 highest rate now, initial principal with immediate bonus, no junk fees, tax deferral, and free withdrawal at the first contract year. I have an option to withdraw up to 10% of annual accumulated value each contract year without charge or Market Value Adjustment (MVA) which helps me in my financial emergency. 

Every year Shirley and Mr. Ventura review my annual statement. My social security is not enough to support my living expenses. Thank you, IMA USA Inc., for helping me every year to support my financial needs. Mr. Ventura called me to remind me for year 2019 annual review. Right away I told him that I am going on vacation to the Philippines and I need some pocket money so, Mr. Ventura told me, "I have good news for you" your free withdrawal is waiting for you to enjoy your vacation. We set an appointment asap to sign my free withdrawal. Both my friend and Mr. Ventura are very helpful and always servicing their clients professionally. 

Again, thank you IMA USA Inc.
Maria Angelita Curso
I am Maria Angelita Curso, a Registered Nurse for 45 years here in America. I worked at Hollywood Presbyterian Hospital for 10 years and then transferred to Good Samaritan and worked there for 35 years and then just retired two years ago. Before I retired, I met my family friend and dancing buddy Shirley Santiago also a Registered Nurse at White Memorial Hospital for over 30 years and now Regional Vice President of IMA USA Inc.

She referred me to Mr. Danny Ventura, President/CEO/Founder of IMA USA Inc (since 1972) with 46 years of experience in Financial Services. My 401(k) was managed by Principal Financial Group. I was convinced by my friend Shirley about the advantages of Fixed Index Annuity with up to 10% return with no market risk, "A" rated company, safe retirement income, 2019 highest rate now, initial principal with immediate bonus, no junk fees, tax deferral, and free withdrawal at the first contract year. I have an option to withdraw up to 10% of annual accumulated value each contract year without charge or Market Value Adjustment (MVA) which helps me in my financial emergency. 

Every year Shirley and Mr. Ventura review my annual statement. My social security is not enough to support my living expenses. Thank you, IMA USA Inc., for helping me every year to support my financial needs. Mr. Ventura called me to remind me for year 2019 annual review. Right away I told him that I am going on vacation to the Philippines and I need some pocket money so, Mr. Ventura told me, "I have good news for you" your free withdrawal is waiting for you to enjoy your vacation. We set an appointment asap to sign my free withdrawal. Both my friend and Mr. Ventura are very helpful and always servicing their clients professionally. 

Again, thank you IMA USA Inc.
Maria Angelita Curso
My name is Maria Elena Henson, I’m a Registered Nurse (Nurse Assistant Manager) at Providence Saint Joseph Medical in Burbank, California, affiliated to Holy Cross Hospital and Providence Tarzana Hospital. My family friend, Mr. Rodel Lumanog referred me to Mr. Ventura, President/CEO/Founder of International Marketing Alliance USA Inc. (since 1972). He has 46 years of experience in financial service, an accountant by profession and Mr. Lumanog’s compadre. My Husband King, trust Rodel so much and we sit down together with Mr. Danny Ventura. 

My 401(k) from the hospital was managed by Fidelity Investment and in accordance from Internal Revenue Code (IRC), you can rollover your 401(k) to any financial institution when you reach 59 ½ without being penalized even you are still working. My main concern is guaranteed rate of return without any risk to principal. Mr. Ventura explained to me in detailed the advantages of Fixed Index Annuity.

This company is rated “A” by A.M. Best which means this company can deliver what they promised. One of the largest providers of Fixed Index Annuity in the United States and serve customers for more than 100 years. He also presented and explained the safety of capital, no management fees or junk fees, with premium bonus of 15%, tax deferral, no probate, 10% guaranteed interest and double my principal in 10 years plus bonus, guaranteed lifetime income withdrawal, free 10% every year without surrender charge. Mr. Ventura is very knowledgeable about the Fixed Index Annuity.

He also showed me all he rollover from those hospitals. When he delivered the policy, right away I signed up for the 10% free withdrawal and in 7 days I received the check for zero year. After a year (anniversary of my policy), he did an annual review and my husband and I decided again to take 10% free withdrawal, this is an option for us each year to help supplement our living expenses. Mr. Danny Ventura called me this week to see him for annual review of my statement. This is the third time I am going to sign my 10% free withdrawal and enjoy my money while I can walk and see, enjoy the vacation. I don’t want to wait till my full retirement age. 

We made a good decision and trust Mr. Ventura managing my investment. Thank you Rodel, my family friend and IMA USA Inc. We are planning to join IMA USA Inc. to promote Index Universal Life products and help other people. Again, thank you Danny and Malou. Your new family friend, satisfied clients and new partners.
King and Maria Elena Henson
My name is Brenda Bidaure, a retired Clinical Laboratory Scientist (aka Medical Technologist) at Kaiser Permanente. I graduated from California State University, Long Beach with a degree in Bachelor of Science in Medical Microbiology. Obviously, with this kind of background, annuities, mutual funds, stocks are not my usual lingo. I only know these terminologies through my 401K and life insurance. Nevertheless, I invested my hard-earned money with Athene Annuity for security and protection for any adversities. So, here I am now, ready to embrace this exciting newly found career. 

I feel very lucky and fortunate to have met Mr. Danny Ventura and his wife Malou, through my good friends, Ligaya and Fermin Pascua. The three of us took the State of CA licensing exam on November 18, 2019, and successfully passed it, with God’s grace. I am very impressed with the sterling, impeccable and unmatched 47 years ( and counting) of achievements and vast experience of Mr. Danny Ventura. I must say that I have never met anyone with such high caliber of professionalism, expertise and strong leadership with so much passion, love and dedication in the world of finances to help not only his loved ones but to those who need help and guidance, as well. Truly, my hats off to the Ventura Dream Team ( Danny and Malou). Happy wife, happy life!!

As for myself, I couldn’t be much happier with the choice I made to be with IMA. I thank Kuya Danny for allowing me to be part of his company. I am looking forward to learning as much as I can and gain the knowledge for every nooks and cranny of the insurance and financial industry, through Mr. Ventura’s teachings training and mentorship. I don’t just see this as a great opportunity to make wealth but, also, as an educational enlightenment that I can share with loved ones, friends, relatives and even to every stranger that I will meet along the way. It is my goal to learn this industry the right way to be able to provide and deliver to the clients ( young and old )the correct information and the best product that are so beneficial for their hard-earned money. When that is accomplished, money is secondary. There’s no doubt on my mind. More power to IMA! May God’s blessings be upon us all.
Brenda Bidaure
My name is Brenda Bidaure, a retired Clinical Laboratory Scientist (aka Medical Technologist) at Kaiser Permanente. I graduated from California State University, Long Beach with a degree in Bachelor of Science in Medical Microbiology. Obviously, with this kind of background, annuities, mutual funds, stocks are not my usual lingo. I only know these terminologies through my 401K and life insurance. Nevertheless, I invested my hard-earned money  for security and protection for any adversities. So, here I am now, ready to embrace this exciting newly found career. 

I feel very lucky and fortunate to have met Mr. Danny Ventura and his wife Malou, through my good friends, Ligaya and Fermin Pascua. The three of us took the State of CA licensing exam on November 18, 2019, and successfully passed it, with God’s grace. I am very impressed with the sterling, impeccable and unmatched 47 years ( and counting) of achievements and vast experience of Mr. Danny Ventura. I must say that I have never met anyone with such high caliber of professionalism, expertise and strong leadership with so much passion, love and dedication in the world of finances to help not only his loved ones but to those who need help and guidance, as well. Truly, my hats off to the Ventura Dream Team ( Danny and Malou). Happy wife, happy life!!

As for myself, I couldn’t be much happier with the choice I made to be with IMA. I thank Kuya Danny for allowing me to be part of his company. I am looking forward to learning as much as I can and gain the knowledge for every nooks and cranny of the insurance and financial industry, through Mr. Ventura’s teachings training and mentorship. I don’t just see this as a great opportunity to make wealth but, also, as an educational enlightenment that I can share with loved ones, friends, relatives and even to every stranger that I will meet along the way. It is my goal to learn this industry the right way to be able to provide and deliver to the clients ( young and old )the correct information and the best product that are so beneficial for their hard-earned money. When that is accomplished, money is secondary. There’s no doubt on my mind. More power to IMA! May God’s blessings be upon us all.
Brenda Bidaure
My name is Flordelilia Tia Cruz and my husband’s name is Rolando E. Cruz. I am a Registered Nurse who worked at Cedars Sinai Medical Center in Los Angeles for 40 years. My husband served 13 years as a Philippines National Police (PNP) and he retired from Quest Laboratory (California) after working 27 years as a RSR2.

My IRA Traditional Retirement Account 408(a) from Cedars-Sinai Medical Center was managed by ING Investment Company and Voya Financial. My co-Registered Nurse, an employee of the same hospital referred me to International Marketing Alliance (IMA) and I met Mr. Danny Ventura, President/CEO and Founder of IMA USA Inc., who did a great job of explaining it to me about Hybrid Fixed Indexed Annuity and the risk involved with the retirement account tied up to stock market. In March of 2014 and 2015, through the help of Mr. Danny Ventura, I made the decision to rollover my retirement account.

I can withdraw up to 10% of annual accumulated value each contract year without withdrawal charge or Market Value Adjustment (MVA) every year, which is an option help me pay for my emergency need. My husband and my son also rollover their 401(k) after seeing and reviewing my policies. Thus, we rolled over almost $1M. Mr. Danny Ventura always does an annual review of all our policies and helped us with our financial planning even though we moved to Las Vegas, Nevada. Actually, Dany and Malou just visited us last November 4, 2018 to help my husband understand the Required Minimum Distribution (RMD). He will turn 70-1/2 in a few months. We are both retired now but we decided to join IMA USA Inc., Las Vegas, Nevada and hope to be able to help others in need of financial planning. Thank you, Mr. Danny and Malou Ventura, for helping us and doing an excellent job.
Flor and Rollie.
I am Arsenio Garma, a Lab Assistant for 28 years from Kaiser Permanente in Anaheim California. I retired from this hospital two years ago, 2017. And I have a Kaiser Permanente 401(k) to rollover. I was referred to Mr. Danny Ventura, a President/CEO/Founder of International Marketing Alliance USA, Inc. Since 1972. He is very professional and always willing to help and explain everything to you. Extremely trustworthy and that's very important when you are trying to make financial decision, great service, very knowledgeable about the product and most of all 46th years experienced in financial services. He help more than 1,000 clients like me, most of them working in different hospitals here in California. That time i was looking for the highest guaranteed return of my 401(k). Mr. Ventura referred me to Athene annuity and life insurance company, one of the largest providers of fixed and indexed annuity in the United States. " A " rating by AM Best and served customer more than 100 years. I rollover my Kaiser Permanente 401(k) for the following reasons: up to 10% return with no market risk, a safe retirement income, no junk fees, safety, liquidity and outlive. I had my first withdrawal right away after I received my policy without surrender charge and that's my option. I bought right away a new 2018 Lexus from my first free withdrawal, thank you IMA USA Inc. For helping me to buy this car cash. Now, am highly recommended IMA USA Inc. To rollover your 401(k), 403(b), ira,457 and any qualified and non- qualified plan. Again thank you, Mr. Danny and Malou Ventura for helping me.
Arsenio Garma, satisfied client.
I am Arsenio Garma, a Lab Assistant for 28 years from Kaiser Permanente in Anaheim California. I retired from this hospital two years ago, 2017. And I have a Kaiser Permanente 401(k) to rollover. I was referred to Mr. Danny Ventura, a President/CEO/Founder of International Marketing Alliance USA, Inc. Since 1972. He is very professional and always willing to help and explain everything to you. Extremely trustworthy and that's very important when you are trying to make financial decision, great service, very knowledgeable about the product and most of all 46th years experienced in financial services. He help more than 1,000 clients like me, most of them working in different hospitals here in California. That time i was looking for the highest guaranteed return of my 401(k). " A " rating by AM Best and served customer more than 100 years. I rollover my Kaiser Permanente 401(k) for the following reasons: up to 10% return with no market risk, a safe retirement income, no junk fees, safety, liquidity and outlive. I had my first withdrawal right away after I received my policy without surrender charge and that's my option. I bought right away a new 2018 Lexus from my first free withdrawal, thank you IMA USA Inc. For helping me to buy this car cash. Now, am highly recommended IMA USA Inc. To rollover your 401(k), 403(b), ira,457 and any qualified and non- qualified plan. Again thank you, Mr. Danny and Malou Ventura for helping me.
Arsenio Garma, satisfied client.
My name is Ismael Mamaril and my wife’s name is Lina M. Mamaril. We are both retired, as a Chief Engineer and my wife a Registered Nurse of Kaiser Permanente Medical Center. My brother Carlos’ wife, Rosie Mamaril is a Financial Planner and Chairman’s Council of International Marketing Alliance (IMA) USA, Inc. Every time they visit me at my place in Rancho Palos Verdes they keep asking us about our 401(k) where we roll over it and what company. When we said in Fidelity Investment they told us to sit down with their boss for an only second opinion and we don’t have to do anything, just listen. Because he is my brother and sister-in-law and we gave them a chance. 

One day, they visit me again with Mr. Danny Ventura, President/CEO/Founder of International Marketing Alliance and we sat down and listen to his presentation with a PowerPoint and show book. We had a lot of questions and discussions about their product Hybrid Fixed Indexed Annuity. Mr. Ventura was very professional and he answered all my questions. “can I lose money?", His answer was no. Hybrid Fixed Indexed Annuities are guaranteed by the insurance company that issues the contract. Your principal is protected by the claims-paying ability of the company. Our third questions, “can these annuities provide me with income for the rest of my life?” His answer is yes, with Fixed Indexed Annuity, you can select the option to purchase a lifetime income contract. Some are structured that way, some add this feature through a rider for an additional cost, but yes, the annuities we work with and strategies we design with you offer an income for life benefits. And some advantages of this product we like, premium or immediate bonus of 10%, guaranteed growth, double your principal in 10 years, tax-deferred growth. No stock market exposure, no hidden or junk fees, safety, liquidity and outlive. After his presentation, we asked him one week to think it over. 

After a week, we went to his office in Glendale and signed up the contract, first we direct rollover the $750,000. After a few weeks, the policy was approved and issued. Then, Mr. Ventura asked if we want to have a free withdrawal of 10%, right away we said yes and anyway this a free money. After the first policy approved and issued, we decided to roll over all of our 401(k) a total of $1 million. After four years, we met again at my nephew’s birthday and we sat down on one table. We told Mr. Ventura, we are now doing our Required Minimum Distribution, you know what, we are receiving more income than when we were working. Thank you, Carlos, Rosie, and Mr. Ventura for doing a good job for our family and I will refer your marketing company to our friends. Before I forgot, remember I had my first 10% free withdrawal of $75,000 and after I received it, I went to Mercedez dealer and bought a new Mercedez which Fidelity Investment cannot give me a free Mercedez. Thank you so much, you are doing a good job and awesome! Awesome company that you can trust.
Ismael and Lina M. Mamaril – another satisfied client
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